Solutions for

Chief Risk, Credit & Lending Officers

Overview
Unleash the full power of your data, combining in-house and third-party sources to uncover hidden risks and opportunities trapped in the data. Rapidly test new strategies and proactively adjust pricing to capitalize on opportunities others miss.

Capture Missed Risk and Profit Signals

Take control of charge-offs and missed opportunities by eliminating blind spots in models and scorecards. Reduce losses by eliminating mispriced segments by combining all your third-party and in-house data with the power of ML-driven discovery.

Runs Experiments Faster and Cheaper

Stop letting outdated analytical workflows slow your lending team. Instantly combine loan performance data, borrower profiles, and vehicle valuation trends to uncover insights that once took weeks. Tap into underused datasets to accelerate credit model testing, sharpen risk assessment, and make faster, more confident lending decisions — without going on a hiring spree.

Bring Agility to Credit Decisions

Base pricing and lending strategies on real market conditions, not outdated assumptions. Integrate emerging trends like shifting asset values and borrower behavior into your decision process to make smarter, more competitive offers. Leverage automated risk monitoring to spot early warning signs like regional economic shifts or rising delinquency rates before they escalate, reducing exposure and staying ahead of the market.

Discover How dotData Can Drive Outcomes for Your Auto Lending Portfolio

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